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How to manage expenditure when income increases

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The author of ‘Practical Steps to Financial Freedom and Independence,’ Mr. Usiere Uko, in this report writes about how you can overcome the impulse of increasing your expenditure when your income goes up. Tony works in one of the big four telecoms companies and lives in his Uncle’s boy’s quarters in Lekki Phase I. His Uncle does not charge him rent and he takes his meals at the main house. The boy’s quarters was fully furnished before Tony moved in. Apart from his clothes, toys and the Range Rover parked beside the boy’s quarters, Tony has little else to his name. A third child and only son in a family of five, Tony is the richest among his siblings. His parents had returned to the village upon retirement years back, leaving Tony with his senior sisters with the responsibility of seeing the remaining ones through school. Fresh from youth service, Tony first moved in with his Uncle after he got a job in an eatery in Lekki Phase I through his Uncle’s connection...

Full cream vs skimmed milk

Milk is a whitish nutritious liquid secreted by the mammary gland of mammals. All mammals produce milk; however, the most common milk sold commercially is that of the cow. A few people have raised concerns as to why milk from cows should be consumed by humans; but this practice is as old as man himself. We start drinking milk when we are young, but our intake decreases as we get older. Some people shy away from it because they fear it will add too much fat to their diet, while others leave it out because they believe that they no longer need it. Milk is an essential part of our diet because it provides our bodies with the necessary vitamins and nutrients it needs to function properly.  Milk is composed of protein, fat, lactose (milk sugar) ash, solids, nutrients and minerals. The mammal whose milk has the highest protein content is the whale (13.6 per cent), while the values in other mammals are: rat (11.3 per cent), cat (11.1 per cent), polar bear (1...

Managing lactose intolerance in children

A concerned mom shared her experience with other mothers about the likely causes of diarrhoea in children: “When my daughter was two months old, she started having diarrhoea. I let this go on for a couple of days and then took her to our family doctor. The doctor told me that she has gastroenteritis (infectious diarrhoea). I was given oral re-hydration solution and Flagyl syrup. After a couple of days, she still wasn’t any better and I was at my breaking point. So, I scheduled an appointment with another doctor in order to get a second opinion. The new doctor that I now call my daughter’s pediatrician said that she didn’t think that the baby has gastroenteritis. She said that she was likely to be lactose intolerant and had colic. She told us that when a baby is developing intolerance to cow’s milk, a symptom of that is diarrhoea. So, she advised us to change her baby formula, and, immediately, the diarrhoea stopped.” Lactose (milk) intolerance happens whe...

Why Shouting At Teenagers Makes Them Worse

Middle-class parents who shout at their teenage children are increasing their risk of depression and troubled behaviour. Even if parents enjoy a close relationship with their son and daughter, harsh verbal discipline was found have a dramatic impact on their teens emotional development, a study found. This form of discipline can vary from yelling and shouting at a child, to swearing and using words to humiliate them. Scientists looked at 976 two-parent families in the US, the majority of which were middle-class. They found that many shifted from physical to verbal discipline as their children entered adolescence. They also discovered that more severe forms of harsh verbal discipline were commonplace, and directed at teens in nearly half of households.  The researchers found if parents use such punishment when their child is 13, the teen is more likely to have behavioural or emotional problems later on. These youngsters tended to suffer more depressive...

Cod liver oil is good for you

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Cod liver oil Doctor Price was right, as usual. Cod liver oil is very good for you, more than you ever knew. Research studies ranging from 1918-2001 give cod liver oil an A+ rating. This marvelous golden oil contains large amounts of elongated omega-3 fatty acids, preformed vitamin A and the sunlight vitamin D — essential nutrients that are hard to obtain in sufficient amounts in the modern diet. Samples may also naturally contain small amounts of the important bone- and blood-maintainer vitamin K. So, • Cod liver oil provides vitamin D that helps build strong bones in children and helps prevent osteoporosis in adults. • The fatty acids in cod liver oil are also very important for the development of the brain and nervous system • Cod liver oil greatly improves heart function to prevent heart disease and to treat it even in advanced stages, after a heart attack and after heart surgery • Cod liver oil alters the linings of the arteries in such a way as to imp...

Beyond malaria, mosquito can give you dengue fever

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Mosquito In our part of the world, the mosquito buzz is a familiar, though hateful, tune that we hear rather frequently. As individuals, we do all that is possible to protect ourselves and loved ones from the deadly bite that a mosquito can inflict. And when we suspect that we’ve subscribed to the fever that comes as a result, the next line of action is to seek urgent medical attention. At governmental level and with support from international donors, all efforts have been deployed towards ridding endemic areas of mosquitoes. From subsidising drugs for combination therapies  for those who have been exposed to mosquito bite, to the distribution of free insecticide-treated nets; as well as sensitisation campaigns in all relevant media, it is obvious that no one should treat mosquito bite with levity. The fear is not without scientific backing. French scientists had captured what happens in your body right from the moment you are exposed to a mosquito ...

Stroke: All you need to know

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Dr. Biodun Ogungbo Stroke is the acute and dramatic onset of focal or global neurological deficit, which is most often caused by interruption of the blood supply to the brain or, indeed, bleeding into brain tissue. What is the state of stroke among Nigerians? Is it on the increase or decreasing because of awareness from government? The incidence of stroke is increasing worldwide. Stroke is now the second leading cause of death in most industrialised countries among adults aged 65 and above. It does seem that stroke is affecting younger people in Nigeria. A study and anecdotal evidence suggest that stroke principally affects middle-aged women, with increasing cases of stroke among young Nigerians. Most of the patients we see are between 40 and 60 years old. In your estimation, what’s the number of Nigerians with stroke? We do not know the actual number of Nigerians suffering a stroke each year. But we can estimate. The population of Nigeria exceeds 168,833,379...