Gozzylous Blog

Are you thinking of taking a loan?  Please read this before you take the next step.  Financial experts have repeatedly advised people to avoid debt. They explain that this is because people who are in debt find it more difficult to get their finances in order and are, therefore, less likely to attain financial freedom. And one sure way of getting into debt is by taking out a loan. Does that mean it is wrong to take a loan? Well, according to experts the answer to that is ‘no’ when you are building or buying a house, for instance, and ‘yes’ when you are thinking about financing a birthday party. They explain that it is not out of line to take a loan when you don’t have enough cash to make a needed purchase. They, however, warn that taking out a loan, like other financial decisions, is something that should be taking seriously, especially as it means you are getting into debt. The focus of this article is on personal or unsecured loans, which Investopedia.com says d...

In the two decades I’ve been writing about kids and money, I’ve observed thousands of parents, children, teachers and students, and I’ve come to my own conclusions about what works best in teaching kids to be financially savvy. I was curious, however, to see how my observations stack up against formal research in the field. To find out, I spoke with Annamaria Lusardi, head of the Global Center for Financial Literacy and professor of economics and accountancy at the George Washington School of Business. Lusardi has focused her academic career on financial literacy, and what I learned, to my relief, is that my conclusions are pretty much on target. Take things one step at a time. Some critics say that teaching kids financial literacy won’t help them read a complicated 50-page contract when they are buy their first house. So why bother? “That shows a major misunderstanding,” says Lusardi. “We don’t teach students literature so that they can write ‘War and Peace.’ We teach lite...

                        THE pioneer of In Vitro fertilisation (IVF), popularly known as test tube baby, Prof. Sir Robert Edwards, has died at the age of 87 after a long illness. Edwards, who won the Nobel Prize for Medicine in 2010, started work on fertilisation in the 1950s, and the first so-called test tube baby, Louise Brown, was born in 1978 as a result of his landmark research.  Since then, five million IVF babies have been born worldwide. He co-founded the world’s first IVF clinic, Bourn Hall, with obstetrician and gynaecologist, Patrick Steptoe, in his hometown of Cambridge in 1980. He was knighted in 2011, a year after being awarded the Nobel Prize for Medicine. Meanwhile, the Joint Pioneer of IVF in Nigeria and Medical Director of Medical Art Centre (MART) Maryland Lagos, Prof. Oladapo Ashiru, has joined other leading scientists in paying tributes to the g...

                            A CANADIAN teenager, who was allegedly gang-raped and bullied, has died, her family said. Rehtaeh Parsons, 17, was hospitalized after she tried to hang herself Thursday. The high school student from Halifax, Nova Scotia, was taken off life support on Sunday. The teen was bullied for more than a year after the alleged sexual assault in November 2011 when she was 15, her family said. In addition to the sexual assault, a photo taken during the incident was circulated to friends via text and online, and she developed suicidal thoughts as a result, according to her family. “She struggled emotionally, especially after a police investigation ended without criminal charges,” her mother, Leah Parsons, wrote on her Facebook tribute page. “Rehtaeh is gone today because of the four boys that thought that raping a 15-year-old gir...

                                                  Can extracts of black pepper provide the next novel drug for the treatment of breast cancer and the skin disease, vitiligo? CHUKWUMA MUANYA writes. BRITISH and United States (U.S.) researchers have found that black pepper could provide a new treatment for breast cancer and the skin disease, vitiligo. Botanically called Piper nigrum (uziza in Ibo), black pepper is of plant family Piperaceae. Vitiligo is disfiguring in the darker racial ethnic group as a result of the sharp contrast between the normal skin and the de-pigmented skin. U.S. researchers have confirmed that extracts of black pepper stops the proliferation of cancer in humans. They found that black pepper and its constituents li...

The family of a Senior Secondary School 3 female pupil of Muslim College Oworonsoki, Lagos,  has been thrown into mourning after lightning struck and killed 19-year-old Celestina Farotide, who was about to start her final examination the same morning. The victim’s father was said to be in shock and disbelief and had refused to show up to collect the corpse, saying, “It cannot be my daughter”. The aunt of the deceased, Christiana Idowu,  who described her as gentle, quiet and respectful said she saw her corpse in the hospital after the family received an emergency call from one of Celestina’s friends. An eyewitness, who pleaded anonymity because she was not permitted to talk to journalists, said the incident occurred on Monday. She said, “We had finished with the morning assembly, but some students were still coming in. Celestina had prepared her desk in readiness for the West Africa Senior Secondary Certificate Examination’s practical they were to ...

P-Square's Paul Okoye and his longtime girlfriend Anita welcomed a son, Andre Okoye, in the early hours of today in Atlanta, USA. source: Linda Ikeji Blog